BANKRUPTCY

If you get to the point of having insurmountable credit card or medical debt, you may be sued by a creditor or wind up paying more money in interest and digging yourself deeper and deeper into a financial ditch. 

Signing a Contract

When you consider filing bankruptcy, we evaluate your monthly wages and income; list of assets, and most importantly your creditors (those who you owe money to) by reviewing your credit report. 

All Options

We first discuss your unique case and all options available to protect your financial future, including the pros and cons of filing for bankruptcy.  This can include negotiating with creditors, taking out a personal loan to consolidate your debt, and selling certain assets that may be causing you to struggle with unnecessary monthly notes. 

The Bankruptcy Process

Once we decide that bankruptcy is the best option for you, I personally explain how the bankruptcy process works, including what documents you have to provide, court appearances, and the best way to complete the credit counseling courses that are required by law.

We will then determine if you qualify for filing a Chapter 7 or a Chapter 13 Petition.  Once that decision is made, we can promptly file your Bankruptcy Petition in the United States District Court so that creditors cannot continue collection attempts against you.

Often, you will be allowed to discharge unsecured debts such as credit card bills or medical debt, allowing you to continue monthly payments on necessary assets such as a home or vehicle, that you need to drive to work. 

Don’t stress about divorce. Call:  (504) 430-7999

Serving Metro New Orleans, Houma, Thibodaux, the Mississippi Gulf Coast, and Jackson,MS
 

FREE CONSULTATION

Disclaimer:
Any unauthorized use of material on this website is at the user’s risk. Transmission of this information and material is not intended to create, and receipt does not constitute, an agreement to create an attorney-client relationship with  Culpepper & Percy, LLC, or any of its members. 
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